Personal Finance Calculator for Young Adult

This calculator helps young adult to assess current personal finances' standing based on tangible and emotional assets and liabilities.
Here, you can see your current performance in the risk financial quadrant. Good luck!!

Enter all information below

Tangible Aspects

I am aware of my financial situation

Yes
No

I have strong financial sources

Yes
No

Your current saving:

Your Monthly Income:

Your Monthly Expenses/Commitments:

Asset

Do you have any:

Cash

Yes
No

Saving

Yes
No

Allowance

Yes
No

Investment

Yes
No

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Emotional Aspects

Fill the blanks with scale from 1 to 5 (1=Strongly Disagree, 5=Strongly Agree) 1. I will record all my spending
2. I have prepared to spend my own money to make an investment
3. I have made a choice of financial products after I have done my survey
4. I have made an investment with trusted parties
5. I am able to make good decisions by weighing options and informed choices based on my financial situation
6. I have some friends that I can discuss about financial knowledge
7. I am able to solve any financial problem
8. I always been exposed on importance of financial management
9. I understand that having poor financial planning can affect my career planning.
10. I have financial plan for future living expenses to avoid excess in spending more than my income
11. My spending habit may change from time to time depends on economic condition
12. Before I buy something, I carefully consider whether I can afford it or not
13. I know how to differentiate between needs and desire when spending money
14. I’m practicing saving since childhood
15. I have my own financial plan
16. I save the money every month consistently
17. I put my money aside for savings, future purchases or emergencies
18. I pay my bills on time every month
19. I know how to differentiate between fixed deposit and saving account
20. I have knowledge on interest rate
21. I have knowledge on credit terms